Bank Statement Program (Personal or Business w/P&L Stmnt.)

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• No tax returns required

• Bank statement deposits used to qualify

• 24 months’ bank statements (personal or business P&L)  

• Loans $150 K up to $2 million

• Credit scores down to 620

• Personal Acct. to <85% LTV; Business to <80% LTV

• DTI above 35/43 considered w/ 660 credit score

• Owner-occupied, 2nd homes, and investment properties  

• 2 years seasoning foreclosure, short sale, BK, DIL

• Non-warrantable condos considered

• ARM or 30-year Fixed term available

• Gift funds allowed

• No pre-payment penalty for owner-occ and 2nd homes

• SFRs, townhomes, condos, 2-4 units

• Seller concessions to 6% (2% for investment)

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Questions about whether you qualify?

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Our Home Loan Specialists are available 24/7 to answer any questions you have.