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Bank Statement Program (Personal or Business w/P&L Stmnt.)

  • No tax returns required

  • Bank statement deposits used to qualify

  • 24 months’ bank statements (personal or business P&L)  

  • Loans $150 K up to $2 million

  • Credit scores down to 620

  • Personal Acct. to <85% LTV; Business to <80% LTV

  • DTI above 35/43 considered w/ 660 credit score

  • Owner-occupied, 2nd homes, and investment properties  

  • 2 years seasoning foreclosure, short sale, BK, DIL

  • Non-warrantable condos considered

  • ARM or 30-year Fixed term available

  • Gift funds allowed

  • No pre-payment penalty for owner-occ and 2nd homes

  • SFRs, townhomes, condos, 2-4 units

  • Seller concessions to 6% (2% for investment)

Questions about whether you qualify?

Our Home Loan Specialists are available 24/7 to answer any questions you have. 

Success! Message received.

Call a loan officer with questions or to get started.


Mon.–Fri. 9 a.m.–5 p.m. ET 

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