FN Loan Content
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Silver Star Mortgage, LLC welcomes the opportunity to provide mortgage services to Foreign Nationals who want to purchase or refinance a home in the United States. Rest assured, we will work closely with you every step of the way to get you the right loan for your needs and your budget.
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75% LTV
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No US credit required
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DTI up to 50% considered
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SFRs, townhomes, condos, 2-4 units
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No SSN or ITIN required; must have a valid visa or Country waiver program
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reserves required *Depend on country of origin
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Non-warrantable condos considered
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ARM or 30-year Fixed
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Loans $75K up to $750,000
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Seller concessions to 2%
Call a loan officer with questions or to get started.
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321-234-8811
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Mon.–Fri. 8 a.m.–8 p.m. ET
Sat–Sun. 9 a.m.–6:30 p.m. ET
Foreign National Loan Items
Loan amount
$100K to $10 millon
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3/1, 5/1, 7/1 ARM or 30 year fixed
​LTV
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Up to 70%
Residential Property Types
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Single Family Homes
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Townhouses
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Condominiums
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Condo-hotels
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New construction
Loan Types
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Refinance
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Refinance Cash-out
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Investment
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Second Home
Loan Types
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Multifamily
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Office Buildings
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Retail Centers
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Warehouses
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Hotels
What is a Foreign National Mortgage?
Foreign National Mortgage is a mortgage provided to an individual who is not a citizen of the United States of America. Certain terms and conditions must be met to qualify for this type of mortgage. The individual must be a resident of another country that frequents the United States often for business or vacation. A foreign buyer should expect to pay at least 30 percent of the value of the home as a down payment. The issuer of a foreign national mortgage will typically request financial reports from the borrower’s home country.
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Bank’s definition of Foreign National
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A foreign national is a person who is not a citizen of the host country in which he or she is residing or temporarily sojourning. However, the bank’s definition of foreign national is based on the source of income.
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Financing for Foreign Nationals in Florida
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We recognize that offering Real Estate financing for Foreign Nationals Investors is an intricate part of providing a comprehensive lending platform. While these transactions can be complex, our experienced underwriting and production teams will work with you, on a loan by loan basis, to assist you through the process of purchasing property in the US.
Questions about whether you qualify?
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Our Home Loan Specialists are available 24/7 to answer any questions you have about the Foreign National Mortgage in Florida Program.