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FN Loan Content

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Silver Star Mortgage, LLC welcomes the opportunity to provide mortgage services to Foreign Nationals who want to purchase or refinance a home in the United States. Rest assured, we will work closely with you every step of the way to get you the right loan for your needs and your budget.

  • 75% LTV

  • No US credit required

  • DTI up to 50% considered

  • SFRs, townhomes, condos, 2-4 units

  • No SSN or ITIN required; must have a valid visa or Country waiver program

  • reserves required *Depend on country of origin

  • Non-warrantable condos considered

  • ARM or 30-year Fixed

  • Loans $75K up to $750,000  

  • Seller concessions to 2%

Foreign National Loan Items

Loan amount

$100K to $10 millon

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3/1, 5/1,  7/1 ARM or 30 year fixed

​LTV

  • Up to 70%

Residential Property Types

  • Single Family Homes

  • Townhouses

  • Condominiums

  • Condo-hotels

  • New construction

Loan Types

  • Refinance

  • Refinance Cash-out

  • Investment

  • Second Home

Loan Types

  • Multifamily

  • Office Buildings

  • Retail Centers

  • Warehouses

  • Hotels

Get A Free Mortgage Consultation

Call a loan officer with questions or to get started.

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321-234-8811

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Mon.–Fri. 9 a.m.–5 p.m. ET 

Closing Cost Calculator
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 Florida Closing Cost Calculator to estimate your Total Approximate Funds Needed To Close.

What is a Foreign National Mortgage?

 

 

Foreign National Mortgage is a  mortgage provided to an individual who is not a citizen of the United States of America. Certain terms and conditions must be met to qualify for this type of mortgage. The individual must be a resident of another country that frequents the United States often for business or vacation. A foreign buyer should expect to pay at least 30 percent of the value of the home as a down payment. The issuer of a foreign national mortgage will typically request financial reports from the borrower’s home country.

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Bank’s definition of Foreign National

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A foreign national is a person who is not a citizen of the host country in which he or she is residing or temporarily sojourning. However, the bank’s definition of foreign national is based on the source of income.

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Financing for Foreign Nationals in Florida

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We recognize that offering Real Estate financing for Foreign Nationals Investors is an intricate part of providing a comprehensive lending platform. While these transactions can be complex, our experienced underwriting and production teams will work with you, on a loan by loan basis, to assist you through the process of purchasing property in the US.

 

Questions about whether you qualify?
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Our Home Loan Specialists are available 24/7 to answer any questions you have about the Foreign National Mortgage in Florida Program.

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